  :root{
    --paper:#EFF1EA;
    --paper-alt:#E4E6DD;
    --ink:#1C2420;
    --ink-soft:#3D453F;
    --moss:#2F5233;
    --brass:#B9862E;
    --line:#CBC6B7;
    --maxw:1080px;
  }
  *{box-sizing:border-box;}
  html{scroll-behavior:smooth; width:100%;}
  html,body{
    width:100%;
    max-width:100%;
    overflow-x:hidden;
  }
  body{
    margin:0;
    background:var(--paper);
    color:var(--ink);
    font-family:'Source Serif 4', Georgia, serif;
    font-size:17px;
    line-height:1.65;
    -webkit-font-smoothing:antialiased;
    overflow-wrap:break-word;
    word-wrap:break-word;
  }
  h1,h2,h3,.brand,nav a,.btn,.meta-label{
    font-family:'Space Grotesk', 'Segoe UI', sans-serif;
  }
  img,svg{max-width:100%; height:auto; display:block;}
  table{max-width:100%;}
  a{color:var(--moss);}
  a:hover{color:var(--brass);}
  .wrap{width:100%; max-width:var(--maxw); margin:0 auto; padding:0 20px;}

  /* Header */
  header{
    border-bottom:1px solid var(--line);
    background:var(--paper);
    position:relative;
  }
  .header-row{
    display:flex; align-items:center; justify-content:space-between;
    padding:18px 0;
    flex-wrap:wrap;
  }
  .brand{
    font-weight:700; font-size:1.2rem; letter-spacing:-0.01em;
    color:var(--ink); text-decoration:none; display:flex; align-items:center; gap:9px;
    flex-shrink:0;
  }
  .brand-mark{
    width:28px; height:28px; border-radius:7px; background:var(--ink);
    display:inline-flex; align-items:center; justify-content:center;
    color:var(--paper); font-size:0.88rem; font-weight:700; flex-shrink:0;
  }
  nav{display:flex; gap:26px; align-items:center;}
  nav a{
    text-decoration:none; color:var(--ink-soft); font-size:0.95rem; font-weight:500;
    white-space:nowrap;
  }
  .nav-toggle{display:none;}
  .hamburger{display:none; cursor:pointer; flex-shrink:0;}

  /* Hero */
  .hero{
    padding:64px 0 56px;
    border-bottom:1px solid var(--line);
  }
  .hero-grid{
    display:grid; grid-template-columns:1.4fr 1fr; gap:48px; align-items:center;
  }
  h1{
    font-size:2.65rem; line-height:1.15; font-weight:600; margin:0 0 20px;
    color:var(--ink); max-width:14ch;
  }
  .hero p.lede{
    font-size:1.15rem; color:var(--ink-soft); max-width:48ch; margin:0 0 28px;
  }
  .cta-row{display:flex; gap:16px; flex-wrap:wrap;}
  .btn{
    display:inline-block; padding:13px 22px; border-radius:4px;
    font-weight:600; font-size:0.95rem; text-decoration:none;
    border:1px solid var(--ink);
  }
  .btn-primary{background:var(--ink); color:var(--paper);}
  .btn-primary:hover{background:var(--moss); border-color:var(--moss); color:var(--paper);}
  .btn-ghost{background:transparent; color:var(--ink); border:1px solid var(--line);}
  .btn-ghost:hover{border-color:var(--ink); color:var(--ink);}

  .hero-figure{
    border:1px solid var(--line); background:var(--paper-alt);
    border-radius:6px; padding:28px;
  }
  .hero-figure .stat{
    display:flex; justify-content:space-between; padding:11px 0;
    border-bottom:1px solid var(--line); font-size:0.92rem;
  }
  .hero-figure .stat:last-child{border-bottom:none;}
  .hero-figure .stat b{font-family:'Space Grotesk',sans-serif; color:var(--ink);}

  /* Section shared */
  section{padding:56px 0;}
  .section-head{max-width:60ch; margin-bottom:32px;}
  h2{font-size:1.7rem; font-weight:600; margin:0 0 10px;}
  .section-head p{color:var(--ink-soft); margin:0; font-size:1.02rem;}

  /* Category ledger */
  .ledger{border-top:1px solid var(--line);}
  .ledger-row{
    display:grid; grid-template-columns:32px 1fr 2fr auto auto;
    gap:18px; align-items:center; padding:20px 0;
    border-bottom:1px solid var(--line);
  }
  .cat-icon{width:26px; height:26px; flex-shrink:0;}
  .ledger-row .cat-name{
    font-family:'Space Grotesk',sans-serif; font-weight:600; font-size:1.05rem;
  }
  .ledger-row .cat-desc{color:var(--ink-soft); font-size:0.96rem;}
  .tag{
    font-family:'Space Grotesk',sans-serif; font-size:0.78rem; font-weight:600;
    padding:4px 10px; border-radius:100px; white-space:nowrap;
  }
  .tag-live{background:var(--moss); color:var(--paper);}
  .tag-soon{background:transparent; border:1px solid var(--line); color:var(--ink-soft);}
  .ledger-row a.explore{
    font-size:0.9rem; font-weight:600; text-decoration:none; color:var(--ink);
    border-bottom:1px solid var(--brass);
  }
  .ledger-row a.explore:hover{color:var(--brass);}

  /* Featured guide */
  .featured{
    background:var(--paper-alt); border:1px solid var(--line); border-radius:6px;
    padding:36px; display:grid; grid-template-columns:1fr auto; gap:24px; align-items:center;
  }
  .featured h3{font-size:1.35rem; margin:0 0 10px; font-weight:600;}
  .featured p{margin:0; color:var(--ink-soft); max-width:50ch;}

  /* Methodology */
  .steps{list-style:none; margin:0; padding:0; counter-reset:step; border-top:1px solid var(--line);}
  .steps li{
    counter-increment:step; padding:20px 0; border-bottom:1px solid var(--line);
    display:grid; grid-template-columns:44px 1fr; gap:16px;
  }
  .steps li::before{
    content:counter(step);
    font-family:'Space Grotesk',sans-serif; font-weight:700; font-size:1.1rem;
    color:var(--moss);
  }
  .steps li p{margin:6px 0 0; color:var(--ink-soft); font-size:0.96rem;}
  .steps li h4{margin:0; font-family:'Space Grotesk',sans-serif; font-size:1.02rem; font-weight:600;}

  /* Footer */
  footer{border-top:1px solid var(--line); padding:36px 0; margin-top:24px;}
  .footer-row{display:flex; justify-content:space-between; flex-wrap:wrap; gap:16px; align-items:center;}
  .footer-links{display:flex; gap:22px; flex-wrap:wrap;}
  .footer-links a{font-size:0.9rem; color:var(--ink-soft); text-decoration:none;}
  .footer-links a:hover{color:var(--brass);}
  .copyright{font-size:0.85rem; color:var(--ink-soft);}

  @media (max-width:760px){
    body{font-size:16px;}
    .header-row{padding:14px 0;}
    nav{
      display:none;
      width:100%;
      flex-direction:column;
      align-items:flex-start;
      gap:2px;
      order:3;
      padding:6px 0 14px;
      border-top:1px solid var(--line);
      margin-top:14px;
    }
    nav a{
      width:100%;
      padding:11px 2px;
    }
    .nav-toggle:checked ~ nav{display:flex;}
    .hamburger{display:flex; flex-direction:column; justify-content:center; width:26px; height:20px; gap:5px; order:2;}
    .hamburger span{
      display:block; height:2px; width:100%; background:var(--ink); border-radius:2px;
    }
    .hero{padding:40px 0 40px;}
    .hero-grid{grid-template-columns:1fr; gap:32px;}
    h1{font-size:1.9rem; max-width:none; line-height:1.2;}
    .hero p.lede{font-size:1.02rem;}
    .cta-row{flex-direction:column; align-items:stretch;}
    .btn{text-align:center;}
    section{padding:40px 0;}
    .ledger-row{
      display:flex; flex-wrap:wrap; gap:8px 14px; align-items:center; padding:18px 0;
    }
    .cat-icon{order:1;}
    .ledger-row .cat-name{order:2; flex:1;}
    .ledger-row .cat-desc{width:100%; order:5;}
    .ledger-row .tag{order:3;}
    .ledger-row a.explore{order:4;}
    .featured{grid-template-columns:1fr; padding:26px;}
    .featured .btn{width:100%; text-align:center;}
    .footer-row{flex-direction:column; align-items:flex-start;}
  }

/* Content pages (About, Contact, Privacy, Terms) */
.page-hero{padding:48px 0 36px; border-bottom:1px solid var(--line);}
.page-hero h1{font-size:2.1rem; max-width:none;}
.page-hero .updated{color:var(--ink-soft); font-size:0.92rem; font-family:'Space Grotesk',sans-serif;}
.prose{padding:44px 0 64px; max-width:72ch;}
.prose h2{font-size:1.3rem; margin:34px 0 12px;}
.prose h2:first-child{margin-top:0;}
.prose p{margin:0 0 16px; color:var(--ink-soft);}
.prose ul{margin:0 0 16px; padding-left:22px; color:var(--ink-soft);}
.prose li{margin-bottom:8px;}
.prose a{color:var(--moss); text-decoration:underline;}
.contact-card{
  border:1px solid var(--line); background:var(--paper-alt); border-radius:6px;
  padding:26px; margin:24px 0; max-width:60ch;
}
.contact-card a{font-family:'Space Grotesk',sans-serif; font-weight:600;}
@media (max-width:760px){
  .page-hero h1{font-size:1.7rem;}
}

/* Guide pages (comparison tables + calculator) */
.compare-table{width:100%; border-collapse:collapse; margin:0 0 16px; font-size:0.95rem;}
.compare-table th,.compare-table td{
  text-align:left; padding:12px 14px; border-bottom:1px solid var(--line);
}
.compare-table th{
  font-family:'Space Grotesk',sans-serif; font-weight:600; font-size:0.85rem;
  color:var(--ink-soft); text-transform:uppercase; letter-spacing:0.02em;
}
.compare-table td{color:var(--ink);}
.table-scroll{overflow-x:auto; margin:0 0 16px; border:1px solid var(--line); border-radius:6px;}
.table-scroll .compare-table{margin:0; border:none;}
.calc-card{
  border:1px solid var(--line); background:var(--paper-alt); border-radius:6px;
  padding:28px; margin:24px 0;
}
.calc-card h2{margin-top:0;}
.calc-row{display:grid; grid-template-columns:1fr 1fr; gap:16px; margin-bottom:18px;}
.calc-field label{
  display:block; font-family:'Space Grotesk',sans-serif; font-size:0.85rem;
  font-weight:600; margin-bottom:6px; color:var(--ink-soft);
}
.calc-field input{
  width:100%; padding:10px 12px; border:1px solid var(--line); border-radius:4px;
  font-family:'Source Serif 4',Georgia,serif; font-size:1rem; background:var(--paper);
  color:var(--ink);
}
.calc-results{border-top:1px solid var(--line); padding-top:16px;}
.calc-result-row{
  display:flex; justify-content:space-between; padding:8px 0; font-size:0.98rem;
}
.calc-result-row b{font-family:'Space Grotesk',sans-serif;}
.calc-note{font-size:0.85rem; color:var(--ink-soft); margin-top:14px;}
@media (max-width:760px){
  .calc-row{grid-template-columns:1fr;}
  .compare-table{font-size:0.88rem;}
  .compare-table th,.compare-table td{padding:10px;}
}
